July 28, 2026
Inside the IRS Network: How Independent Restoration Services Builds Owner-Operators
This one's a little different — Dustin Walter is the founder of Independent Restoration Services, the network Brian is a partner in. In this episode, Brian gets to ask questions as an insider, and Dustin breaks down how IRS's ownership model works, why he built a centralized back office instead of a traditional franchise, and what he actually looks for in the people he partners with.
What we cover:
- Dustin's path from a decade in the insurance industry (adjuster, supervisor, manager) to founding a restoration company
- Why IRS operates as a "network" or "cooperative" rather than a franchise, and how partners can own roughly a third of a location while capturing more value than 100% ownership elsewhere
- What the centralized back office actually does: call center, Xactimate estimate writers, insurance negotiators, accounting, and marketing
- How a location can go from zero employees to a fully staffed team on day one, and why that changes the economics of the first two years
- What Dustin looks for in a partner: availability, grit, and a long-term mindset over industry experience
- How restoration companies function as both first responders and advocates, helping homeowners understand what's actually covered under a "sudden and accidental" water damage clause
- Why insurance claims are more gray area than black and white, and how that shapes the way IRS approaches each job
- Where Dustin sees the insurance and restoration industry heading over the next 10-20 years, including AI adoption, preventative tech like water shutoff switches, and shifting deductible structures
- Why Dustin sees a major opportunity in blue collar trades right now, and what he'd tell someone considering it
Connect with Dustin:
- LinkedIn: https://www.linkedin.com/in/dustin-walter-209686239/
- Company: https://irs-247.com/